Esto Järelmaks

Don't want to pay the full amount at once? Pay in instalments!

ESTO instalments are a fast and convenient payment solution that helps you set up a payment schedule based on the period you choose. The payment solution makes the decision in real time and helps you complete your purchase in less than 60 seconds.

Add the right products to your shopping cart, confirm your order and select ESTO hire purchase as payment method. When confirming your purchase, select the period and monthly instalment amount you want and digitally sign in conveniently using your ID card, Smart ID or Mobile ID.

All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO instalment.
ESTO instalments can also be made quickly and conveniently for legal persons.
ESTO hire purchase is offered and managed by ESTO AS.

NOTE! Every instalment is a financial commitment. Before entering into a hire-purchase agreement, read the terms and conditions of the service and consult a professional if necessary. Every financial decision comes with risks and responsibilities, so we urge you to think carefully about the need to use credit products. For example, for a loan amount of €1,290 with a fixed interest rate of €14.90% per year for 24 months and a contractual fee of €0, the annual percentage rate of charge is €31.62%, the monthly payment is €70.67 and the total amount to be repaid by the consumer is €1,696.08. The instalment is a financial commitment and before making a decision, you should carefully read the contractual terms and conditions and, if necessary, consult an ESTO AS employee or other professional. The instalment facility is offered and managed by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company that dates back to 2016 and was born out of the need for a new generation of payment solutions, suitable for both the end consumer and the merchant. Today, ESTO offers the widest range of payment solutions in the Baltics, with a partner network of over 2,600 partners and stores and over 300,000 customers.

Check the conditions here: www.esto.ee

If necessary, contact an ESTO AS employee - info@esto.ee or www.esto.ee LIVE chat windows.

Esto 3

ESTO 3 payment method is an innovative solution that allows you to confirm and pay for your purchase conveniently and quickly - in three equal instalments, with no extra fees!

Choose the ever-popular ESTO 3-piece payment method to pay for your purchases at the checkout!

ESTO 3 helps you to split the purchase amount into up to 3 equal parts.

There is no extra charge.
Just three payments in equal instalments, over three months.
The first payment is only due on the 15th of the following month.

ESTO 3 payment methods are provided and managed by ESTO AS.

Check the conditions here: www.esto.ee

If necessary, contact an ESTO AS employee - info@esto.ee or www.esto.ee LIVE chat windows.